The revised Solvency II framework applies from 30 January 2027. Is your governance ready?
Life, non-life, reinsurance, captives: one framework, four very different realities.
Outsource your Risk Management and Compliance key functions to an experienced, Luxembourg-based team, with clear reporting to your board.
Prepare and challenge your ORSA: business plan projections, stress tests and climate scenarios, and real board ownership.
Draft and review your Solvency II written policies every year, assess your system of governance, and secure fit & proper, outsourcing and DORA requirements.
Fully outsource or co-source your internal audit key function, with a risk-based multi-year plan. Strict independence: we never audit what we operate.
Run a gap analysis on the revised framework: proportionality measures, sustainability risks, governance and reporting changes.
Your Solvency II compliance requires a clear view of how three topics impact your business: capital & ORSA / governance & key functions / reporting & dialogue with the CAA.
Key functions – risk management, compliance, internal audit and actuarial. The CAA expects each one to be effective, independent and properly resourced.
At least one ORSA a year, plus a new one whenever your risk profile changes significantly. Let’s make it a steering tool, not a report.
Every Solvency II written policy must be reviewed at least once a year and approved by the board. When was yours last updated?
The revised Solvency II framework applies from 30 January 2027: more proportionality, sustainability risks in the ORSA, new governance and reporting rules. Let’s run your gap analysis now.
Source: Directive 2009/138/EC (Solvency II), as amended by Directive (EU) 2025/2.
Big 4 quality, boutique agility.
Let’s make Solvency II work for your business, from your first ORSA to the 2027 review.
LIFE INSURERS
Unit-linked governance (internal dedicated and collective funds, asset eligibility under CAA Circular Letter 15/3), product oversight and governance, and an ORSA that captures your cross-border wealth business.
NON-LIFE INSURERS
Underwriting and reserving risk in your risk framework, reinsurance programme assessed in the ORSA, and IDD-compliant distribution.
REINSURERS
Proportionate key functions, counterparty and concentration risk management, and financial sanctions controls, which apply to every CAA-supervised entity.
CAPTIVES
Solvency II frameworks designed for entities without staff, smooth coordination with your captive manager, and hands-on board support.
OUR AREAS OF EXPERTISE
Solvency II
Solvency II review 2027
ORSA
Key functions
Risk management
Compliance
Internal audit
Written policies
Fit & proper
Outsourcing
DORA
Sustainability risks
Proportionality
Captives
